College Student Loan Consolidation benefits include:

          Lower monthly payments: Using a Federal Student Consolidation loan, will give you the ability to lower your monthly payments up to 45%.

          Post school grace period: interest rates on Stafford Loans are about .5% lower for borrowers who are in their six month, post graduation grace period. Consolidating your federal loans during the grace period can secure an even lower fixed interest rate.

          Fixed Interest Rates: Although interest rates on certain student loans may vary each year, the interest rate on a Federal Student Consolidation loan is fixed for the duration of the loan.  Average loan consolidation rate is 6%.

          Saving you time: Federal Student Consolidation loan will simplify your finances with one easy monthly payment to a single lender instead of numerous checks written to different lenders.

          Extended Payment Opportunity: Some Federal Student Consolidation loan lenders allow you to extend your repayment plan for up to 30 years.

          No penalties for pre paying: You have the option to pay off your Federal Student Consolidation loan in full or over time without any penalties.

NEW:  Student Consolidation Headquarters - Consolidate Private and Federal student loans to as low as 5%. Fill out one secure no obligation form and have multiple lenders consider your federal consolidation application. No credit check for Federal loans. Free service, though you are not guaranteed a federal consolidation loan.